Summary
Alaska Adjuster License
Getting your Adjuster License in Alaska is the first step to becoming an independent insurance adjuster.
Cost
License course: $139+
Exam fee: $89
Application fee: $75
Fingerprint fee: $47
Time
Total time: 2-4 weeks
Becoming an independent insurance adjuster in Alaska begins with getting your adjuster license. We’re here to make the licensing process easy.
On this page you’ll find step-by-step instructions to find the best adjuster license course, pass your exam, and apply for the Alaska adjuster license.
Be sure to bookmark this page so you can reference the steps as you need them.
Alaska Adjuster License Requirements
Before you begin the steps to getting your Alaska adjuster license there’s a few requirements you’ll need to ensure you qualify.
- You must be 18 years of age or older
- You must be a resident of Alaska and currently residing in the state
- You must be able to pass a background check (more info in step 4)
- You must have six months of adjuster apprenticeship or out-of-state experience (more info in step 1)
How much does it cost to get an Adjuster License in Alaska?
The total cost to get your adjuster license in Alaska is between $360 – $440.
Costs differ based on the level of your exam prep course and assume you pass your exam on the first attempt.
How long does it take to get an Alaska Adjuster License?
Most people complete the licensing process within 2-4 weeks. Your timeline will depend on the amount of time you spend studying in your prep course daily.
Looking for other Alaska insurance licenses?
Alaska P&C License | Alaska L&H License
How to Get an Alaska Adjuster License
Step 1: Alaska Adjuster Experience
The Alaska Department of Commerce, Community, and Economic Development (DCCED) requires adjuster applicants to complete 6 months of on-the-job training (or prior experience) before applying or sitting for the exam.
There are several roles you can choose to pursue to meet this requirement:
- Independent adjuster trainee
- Insurance producer
- Managing general agent
- Reinsurance intermediary broker or manager
- Surplus lines broker
- Independent adjuster
- Underwriter or claims adjuster employee of insurer
Note
The most common way to satisfy this requirement is to get your Independent Adjuster Trainee License. This will allow you to legally work in the field with an experienced adjuster for the required 6 months.
Skip to step 3 if you haven’t yet filled this experience requirement.
Step 2: Alaska Adjuster License Course
After completing your experience requirement, you’ll need to get ready for the exam by taking an exam prep course.
The prices of these courses range depending on the provider and level of coursework, but generally start around $139.
Recommended
Kaplan’s adjuster courses have above average pass rates, and come at a considerably lower price than their competition.
We recommend the Essential Package Adjuster Course ($189).
Visit KaplanBe sure that you’re comfortable with the material in the coursework before moving on to your state exam.
Check out our review of the Best Adjuster License Courses of 2026!
Step 2: Alaska Adjuster Exam
Once you’ve completed your adjuster experience requirement, the next step is to pass the Alaska Adjuster Exam.
The price for each attempt of the exam is $89.
You must score at least 70% on the exam to pass.
Here’s what you need to know about your Alaska independent adjuster exam:
| Adjuster License Type | Cost | Questions | Time Allotted | Exam Outline |
|---|---|---|---|---|
| Independent Adjuster | $89 | 80 | 1 hour and 30 minutes | Exam Outline |
You can register and take the exam through Pearson VUE Alaska.
Is the Alaska Adjuster Exam Hard?
A common question we receive is: Is the adjuster exam hard?
Difficulty is a subjective matter, but we answer this question with: Yes. The exam is intentionally tough.
Don’t let this discourage you. Keep in mind that most folks who take this exam haven’t taken any formal tests since high school or college. The state intentionally makes these tests difficult in the hopes of protecting the average citizen from working with adjusters who don’t understand the laws and guidelines surrounding insurance.
The key to passing the exam is to take your exam-prep course seriously and allow yourself time for in-depth study.
Check out our How to Pass the Adjuster Exam guide for tips and strategies to pass your exam on the first attempt!
Step 4: Alaska Adjuster Application – DCCED
Once you’ve passed your exam, the next step is to apply for your license.
The fee to submit an application is $75.
Apply for your license using the NIPR Alaska Insurance Application page.
Note
If you’re applying for a trainee license, be sure to select that option in the application.
Step 5: Submit Fingerprints
Once you’ve submitted your license application, the last step in the process is to complete your background check by submitting your fingerprints.
To conduct your background check, you will need to:
- Submit a FD-258 FBI fingerprint form.
- Pay the $47 fingerprint-based check fee at one of the state’s approved fingerprinters or walk-in history locations.
Note
Submitting your fingerprints will initiate a background check. If you have any past offenses on your record and are curious of your eligibility for an insurance license, reach out to the NIPR licensing department for clarification.
Application and Background Check Processing
Once you’ve completed all of the steps above you’ll just need to wait for the background check to come back and the licensing department to process all the paperwork. The DCCED will contact you if they need any supporting documentation or have any questions. Be sure to respond promptly to any requests.
If everything goes smoothly, you’ll receive a message from the licensing department within a week or so containing your license number and any other pertinent information. You can check the status of your license online on the NIPR website.
Congratulations! You are now a licensed insurance adjuster in Alaska!
After Getting Your License
Now that you’re licensed, you can get to work! Most folks take one of two paths at this point. They choose to become an independent adjuster or a staff adjuster.
The main difference is that staff adjusters are employed by one firm, usually an insurance company, whereas independent adjusters operate as contractors, normally being “rostered” to multiple Independent Adjusting (IA) firms.
If you’re interested in becoming a staff adjuster, check out the current job openings on StateRequirement Jobs. If the independent adjuster role is more alluring (we think it is), check out this IA Directory.
Adjuster Certifications
To be considered a great candidate for IA firms or insurance companies, you’ll need to prove that you know how to actually work an insurance claim. Certifications show that you know your stuff and will give you a strong advantage over other candidates.
While there are several adjuster certifications available, focus on Xactimate and Insurance Company certs first.
Xactimate Certifications
Xactimate is the industry standard software used by adjusters and insurance companies. There are three levels of certification offered by Xactimate.
You should strongly consider levels one and two now, and look into level three after you’ve spent some time in the field.
Insurance Company Adjuster Certifications
Large insurance companies like State Farm, Allstate, Liberty Mutual, and others require that adjusters (staff or independent) get their specific certifications.
To get these certs, you’ll need to be on the roster of an IA firm that works with that company. They offer courses to their adjusters throughout the year. Staff adjusters that work for the insurance company will be provided training and certification through their employer.
It’s widely accepted that State Farm’s adjuster certification is the most valuable insurance company cert. They are the largest insurer in the US, and therefore have more claims than other insurers.
Out-of-State and Reciprocal Licensing
Most claims, especially catastrophe (CAT) claims come from weather events. And since you can’t control the weather, you should get licenses in states outside your home state. These are called Non-Resident Adjuster Licenses.
IA firms are much more likely to both roster you and select you for work if you are licensed in states where they operate. If you’re already on a roster or two, talk with your contact there to see if they recommend a state to get licensed in.
The best states to start with are generally those that neighbor your home state. For Alaska, this includes:
All these states offer what’s called reciprocation with Alaska. This means that you don’t need to take a pre-licensing course or pass an exam in order to get their license. All you need to do is apply, pay the fee, and you’ll be licensed quickly.
License Renewal and Continuing Education
The Alaska Adjuster License expires every two years on the last day of licensee’s birth month. To keep your license active, you must:
- Complete 24 hours of continuing education (CE) coursework
- Pay the renewal fee of $75
Any additional non-resident licenses you hold will also expire. Most state licenses expire every two years and require a renewal fee. Note that unless the state specifically requires it, you will not be required to take CE courses for each state – just your home state.
Check out our Alaska Adjuster License Renewal guide for more details.
References and Links
Alaska Division of Insurance
Mailing Address
Alaska Division of Insurance
P.O. Box 110805
Juneau, AK 99811-0805
Phone
(907) 269-7900
