The 5 Best Adjuster License Courses of 2026

If you want to become an independent insurance adjuster, taking an adjuster license course is your first step. An adjuster license course prepares you to pass your state’s adjuster license exam and begin your career handling insurance claims.

Choosing the best adjuster course depends on your needs:

• Do you live in a state that requires an adjuster license?
• Do you need to get a Designated Home State (DHS) license?
• Does your state require pre-license education hours?

Whether you’re looking for the highest pass rates, the most affordable option, or additional training like Xactimate software, we’ve compared and ranked the top 5 best adjuster license courses for you.

Who’s the best?

Bottom line: We recommend Kaplan. With a 93% pass rate, comprehensive state-specific curriculum, and over 85 years of experience in professional education, Kaplan delivers outstanding results at a competitive price. Their courses are designed to help you pass your exam on the first attempt.

Best Adjuster License Courses:

1. Kaplan Financial Education
2. 360Training
3. AdjusterPro
4. AD Banker
5. ExamFX

Kaplan Financial Education

Our #1 Pick and Best Overall Value

Details:

• Starts at $139 (varies by state)
• 93% (stated) pass rate
• State-specific course available in all licensing + DHS states
• 60-day course access (extensions available)
• 4.5/5 stars customer support
• “Great” rating on 3,700+ Trustpilot reviews

Pros

Industry-leading pass rates

Comprehensive state-specific curriculum

Over 650 practice questions in their QBank

Expert instructor support

Cons

Course access limited to 60 days (extensions cost extra)

License-focused – No adjuster skills training offered

Industry-Leading Pass Rates

What sets Kaplan apart from other adjuster courses is their exceptional 93% pass rate. This isn’t by accident – Kaplan has spent over 85 years perfecting their approach to professional education. Their courses go beyond just teaching material – they focus on proven test-taking strategies and provide multiple full-length practice exams that mirror the actual licensing exam.

State-Specific Curriculum

Kaplan offers adjuster licensing courses in over 30 states, with curriculum specifically designed to match each state’s exam content outline. Whether you need a Texas All-Lines Adjuster license, a Florida Certified All-Lines Adjuster (CALA) designation, or a New York Independent General Adjuster license, Kaplan has a course tailored to your state’s requirements.

Flexible Learning Options

Kaplan understands that aspiring adjusters have busy lives. That’s why they offer multiple package options:

• Basic Package: Self-study online course with the essentials
• Essential Package: Adds the InsurancePro™ QBank, video/audio review, and customizable study plans

Both packages include a comprehensive online course, practice exams, and access to Kaplan’s instructor support team where you can get your questions answered within two business days.

Designated Home State (DHS) Option

If you live in a state that doesn’t require an adjuster license (like Colorado, Illinois, Ohio, Pennsylvania, or Virginia), Kaplan offers pathways to get licensed through the DHS exemption. You can choose to obtain either:

• Florida CALA Designation: Complete the course and receive your license without taking the Florida state exam
• Texas Property/Casualty Adjuster License: Take the state exam through Kaplan’s online course from home

Both licenses are highly respected in the industry and allow you to work in multiple states through reciprocity.

Best Overall Adjuster License Course

We believe Kaplan is the best adjuster license course for most people. Their combination of high pass rates, state-specific curriculum, and flexible learning options makes them the clear leader in adjuster education.

360Training

Our pick for Cheapest Texas DHS licensing

Details:

• $169 for basic course
• $249 for course with tutor support
• State exam included in course
• 90-day course access
• Works in 17+ states through DHS

State Exam Included

One of the biggest advantages of 360Training is that their Texas All-Lines Adjuster course includes the state exam. Once you complete the course and pass the 150-question final exam with a 70% or better, you can apply directly for your Texas adjuster license. No separate trip to a testing center required.

Works in Multiple States

The Texas adjuster license is one of the most respected in the industry. Through the Designated Home State (DHS) concept, residents of non-licensing states can designate Texas as their home state and use their Texas license to work in 17+ states plus the District of Columbia.

States where you can use a Texas DHS license include: Colorado, Illinois, Kansas, Maryland, Massachusetts, Missouri, Nebraska, New Jersey, North Dakota, Ohio, Pennsylvania, South Dakota, Tennessee, Virginia, Wisconsin, and Washington D.C.

Simple and Straightforward

360Training keeps things simple. Their course covers everything you need to know for the Texas All-Lines Adjuster exam, including:

• Property and casualty insurance principles
• Claims handling procedures
• Insurance law and regulations
• Ethics and professional conduct

The course is 100% online and self-paced, so you can study whenever it fits your schedule. Most motivated students complete the course within a few weeks.

Good Value for DHS Licensing

If you live in a non-licensing state and want to get your adjuster license through the Texas DHS pathway, 360Training offers excellent value. At $169 for the basic course (with the state exam included), it’s one of the most affordable options for getting licensed.

Want to learn more about 360Training?
Visit 360Training to explore their adjuster licensing courses.

AdjusterPro

Our Pick for Skills Training

Details:

• Pre-licensing courses vary by state (Texas starts around $280)
• Total Adjuster Package: ~$700
• State exam included in a few states
• Lifetime course access
• Xactimate training available (additional course)

More Than Just Exam Prep

AdjusterPro stands out from other providers by going beyond basic exam preparation. While their pre-licensing courses will help you pass your state exam, their Total Adjuster Packages include practical training that prepares you for actual claims work.

Their Texas Total Adjuster Package includes:

1. 40-Hour Pre-Licensing Course with State Exam – Get licensed
2. Construction 101 – Learn building materials and construction basics
3. Tactical Xactimate Training – Master the industry’s most popular estimating software
4. Adjuster Success Method – Learn how to get hired and succeed in your first claims

Xactimate Training Available

Xactimate is the industry-standard software for writing insurance estimates. Most adjusting firms require or strongly prefer adjusters who know how to use it. AdjusterPro includes live webinar Xactimate training in their comprehensive packages, taught by experienced adjusters who use the software daily.

This practical training gives new adjusters a significant advantage when applying for jobs. Instead of just having a license, you’ll have demonstrable skills that employers value.

Lifetime Course Access

Unlike other providers that kick you out after 30, 60, or 90 days, AdjusterPro gives you lifetime access to your courses. This means you can:

• Take your time studying without feeling rushed
• Return to review material before starting work
• Reference the content throughout your career

Largest Course Catalog

AdjusterPro offers the largest selection of adjuster pre-licensing, exam prep, and continuing education courses in the country. They cover all licensing states with state-specific curriculum and provide detailed licensing guides for every state on their website.

Want to learn more about AdjusterPro?
Visit AdjusterPro.com to explore their courses and packages.

A.D. Banker

Our Pick for Traditional Learners

Details:

• Online courses costs around $250
• Physical textbooks available (higher-tier package)
• Trusted by major insurance companies
• 60-day course access (extensions available)

Trusted by Industry Leaders

A.D. Banker has provided training for many of the nation’s top banks and insurance companies for more than 40 years. Their corporate training solutions mean they’ve helped thousands of adjusters get licensed, and their curriculum is developed by industry experts who cross-reference material with state exam content outlines.

Textbook-Based Learning

While many competitors focus heavily on video content, A.D. Banker shines for students who learn best by reading. Their courses are built around comprehensive study manuals (available as digital PDFs or physical books).

• Clear & Concise: The material is straightforward and professional, cutting out any fluff to focus strictly on what you need to know for the exam.
• Physical Textbooks: A.D. Banker is one of the few providers that still offers high-quality physical textbooks. If you prefer highlighting and note-taking on paper rather than a screen, this is a major advantage.

Corporate-Grade Reliability

Because they cater to large corporate clients, A.D. Banker’s platform is reliable and stable. While it may lack the flashy “gamification” of newer companies, it offers a professional, distraction-free environment designed to help you get certified efficiently.

Want to learn more about A.D. Banker?
Visit ADBanker.com to explore their adjuster courses.

ExamFX

Our Pick for Exam Guarantee

Details:

• Pricing varies by state (typically $130-$250)
• Money-back guarantee (terms apply)
• Interactive learning tools
• 60-day course access
• On-demand video lectures

Exam Pass Guarantee

ExamFX’s standout feature is their money-back guarantee. If you complete their program, score at least 80% on their Guarantee Exam, and don’t pass your state licensing exam within three days, you can get a full refund (subject to terms and conditions).

This guarantee demonstrates ExamFX’s confidence in their curriculum and takes the financial risk out of your education investment.

Interactive Study Tools

ExamFX utilizes a variety of interactive learning tools to help you retain and apply information:

• Flashcards: Digital flashcards for on-the-go studying
• Quizzes: Chapter quizzes to test comprehension
• Exam Simulations: Full practice exams that mirror the state exam
• Customizable Study Calendar: Plan your preparation based on your exam date

Flexible Video Learning

While they don’t offer live webinars for adjusters, their Video Study Package includes high-quality on-demand video lectures. This allows you to watch expert instructors explain complex insurance concepts whenever it fits your schedule, pausing and rewinding as needed.

Want to learn more about ExamFX?
Visit ExamFX.com to explore their adjuster licensing courses.

Conclusion

We believe Kaplan is the best adjuster license course overall.

Their industry-best pass rate, comprehensive state-specific curriculum, and decades of experience in professional education make them the top choice for most aspiring adjusters.

Here’s our quick recommendation summary:

• Best Overall: Kaplan – Highest pass rates and most comprehensive state coverage
• Best for Cheap Texas DHS: 360Training – Affordable with state exam included
• Best for Skills Training: AdjusterPro – Offers Xactimate and practical skills training
• Best for Traditional Learning: A.D. Banker – Only company that offers physical textbooks
• Best Guarantee: ExamFX – Strong money-back guarantee

No matter which course you choose, the most important thing is to start. An adjuster license opens doors to a rewarding career where you can earn a solid income while helping people recover from property losses.

Adjust This helps aspiring insurance adjusters start their careers. We research and review adjuster courses to help you make an informed decision.