Michigan Adjuster License Renewal & CE

Author: Ethan Peyton

This guide contains the costs, continuing education requirements, and links for Michigan adjuster license renewal.

This guide is for Michigan Residents and Designated Home State license holders. If you are renewing a non-resident license, scroll down to the non-resident section.

Resident Renewal

Continuing Education

CE Requirement | None (resident license)

CE Cost | ~$49 (non-resident licenses)

How to Renew Your Michigan Adjuster License

MI adjuster license renewal is a simple process. Essentially, you’ll just need to submit your renewal application before the expiration date. 

If, however, you hold licenses from other states, you may have an additional requirement. This guide will walk you through the process step-by-step.

Michigan adjuster licenses expire yearly on March 31st.

You can find your expiration date using the Michigan Adjuster License Lookup tool.

Step 1: Michigan Adjuster License Renewal Application

The first step to renew your Michigan adjuster license is to submit your renewal application during the renewal window.

The Michigan Department of Insurance and Financial Services will send you a renewal notice when the renewal window opens – 90 days before the expiration date.

If you’ve changed your mailing or email address since your last renewal, be sure to update your information in NIPR so you don’t miss any correspondence from the state.

Submit your renewal using DIFS Licensing Express.

The adjuster license renewal fee is: $5

Note

Michigan doesn’t have a continuing education requirement for adjuster licenses.

If you have non-resident licenses in states that do require CE, you’ll need to select a “CE State” and fill their CE requirement.

Step 2: Continuing Education for Non-Resident Licenses

Since Michigan doesn’t have a continuing education requirement, an issue is created for the non-resident licenses you hold.

Non-resident licenses generally reciprocate CE credits from your home state. But since Michigan doesn’t have a CE requirement, your non-resident licenses don’t have a state to reciprocate from.

To solve this issue, you’ll use what’s called a CE State.

If you have non-resident licenses, you’ll still need to take continuing education. If you don’t have any non-resident licenses, you can skip this step.

CE State

In order to fill the CE requirement for your non-resident licenses, you’ll create a CE State by:

  1. Of the non-resident licenses you hold, choose a state that has a sufficient CE requirement (24 hours, 3 in ethics) – This will be your CE State
  2. Complete a continuing education course for your CE state
  3. Keep records of all CE credit hours you complete

Texas is the most common choice for CE State. If you don’t have a non-resident license in Texas, Florida is another common choice for CE State.

Recommended

Check out our recommended CE State courses:
Texas CE course – $49
Florida CE course – $49

Michigan Non-Resident Adjuster License Renewal

Non-Resident Renewal

Continuing Education

CE | Follow your home state

Renewing your non-resident Michigan adjuster license is simple. The process includes keeping your home state license in good standing, and applying for renewal before the expiration date.

Keeping your home state license in good standing essentially means keeping up with your continuing education and renewing on time.

If that’s in order, all you have to do is submit your Michigan non-resident adjuster license renewal.

Submit your renewal using DIFS Licensing Express.

The non-resident adjuster license renewal fee is: $5

License expiration dates from home states and non-resident states don’t often line up, so tracking all of your license data in a spreadsheet or calendar is a wise move.

Note

If your home state or designated home state doesn’t have a continuing education requirement (AZ, CT, HI, ME, MI, NY, RI, SC, VT), you still need to complete CE to sustain your non-resident licenses.

The generally accepted solution to this issue is to use a CE State (see instructions above).

Michigan Adjuster License Late Renewal and Reinstatement

If you’ve let your license expire, depending on the length of time past the expiration date, there are options to reinstate your license

Up to 1 year after the expiration date, you can file a license reinstatement. The fee for reinstatement is $15.

As with the standard renewal, you must complete your CE requirements before late renewal or reinstatement.

If your license is more than 1 year past the expiration date, you’ll need to apply for a new license. You can find those instructions on our Michigan Adjuster License guide.

Michigan Adjuster License Renewal & CE FAQ

How much does it cost to renew an Michigan adjuster license?

The cost to renew an Michigan adjuster license is around $5. If Michigan is your home state and you have non-resident adjuster licenses in other states, you’ll need to take a CE course for your CE State, which is around $49.

What are the continuing education requirements for the Michigan adjuster license?

There is no CE requirement for the Michigan adjuster license.
If Michigan is your home state and you have non-resident licenses in other states, you’ll need to complete continuing education for your CE state.

How do I check my CE credits in Michigan?

Michigan doesn’t have a continuing education requirement for adjuster licenses, therefore there is no transcript for CE credits. You can find general license information using the Michigan Adjuster License Lookup tool.

What happens if I let my adjuster license expire in Michigan?

If your Michigan adjuster license expires, you may be able to reinstate your license.
The amount of time past your expiration date will determine your options. Find further details on our Michigan Adjuster License Renewal guide.