Adjuster License Requirements by State

Author: Ethan Peyton
Updated:

This page lays out the insurance adjuster license requirements by state, including fees and costs, exams, and renewals. We’ve included information for both resident and non-resident licensing.

Select a State

Alabama

Resident

New License

Exam Prep | $179 – $549

Exam | $75

Application | $110

Fingerprints | $50

Alabama Adjuster License Guide

Exam Prep Course

Renewal

CE | 24 hours

Renewal | $80

Alabama Adjuster Renewal Guide

NIPR – Renew

Non-Resident

New License

Application | $110

NIPR – Application

Renewal

CE | Follow your home state

Renewal | $110

NIPR – Renew

Alaska

Resident

New License

Exam Prep | $179 – $549

Exam | $89

Application | $75

Fingerprints | $35

Alaska Adjuster License Guide

Exam Prep Course

Renewal

CE | 24 hours

Renewal | $75

Alaska Adjuster Renewal Guide

NIPR – Renew

Non-Resident

Note: The Alaska Division of Insurance does not recognize DHS state licensure. Read our Alaska Adjuster License guide for more details.

New License

Application | $75

NIPR – Application

Renewal

CE | Follow your home state

Renewal | $75

NIPR – Renew

Arizona

Resident

New License

Exam Prep + Exam | $299 – $699

Application | $110

Fingerprints | $42

Arizona Adjuster License Guide

Exam Prep Course + Exam

Renewal

CE | No CE Requirement

Renewal | $120

Arizona Adjuster Renewal Guide

NIPR – Renew

Non-Resident

New License

Application | $120

NIPR – Application

Renewal

CE | No CE Requirement

Renewal | $120

NIPR – Renew

Arkansas

Resident

New License

Pre-License Education + Exam | $379 – $749

Application | $55

Fingerprints | $24

Arkansas Adjuster License Guide

Pre-License Course + Exam

Renewal

CE | 24 hours

Renewal | $120

Arkansas Adjuster Renewal Guide

NIPR – Renew

Non-Resident

New License

Application | $120

NIPR – Application

Renewal

CE | Follow your home state

Renewal | $120

NIPR – Renew

California

Resident

Note: California has specific, non-standard license requirements. Read our California Adjuster License guide for more details.

New License

Exam Prep | $179 – $549

Exam | $122

Application | $311+

Fingerprints | $49+

California Adjuster License Guide

Exam Prep Course

Renewal

CE | 24 hours

Renewal | $311+

California Adjuster Renewal Guide

NIPR – Renew

Non-Resident

Note: California doesn’t reciprocate with other states. Non-California residents follow a similar license procedure as residents. Read our California Adjuster License guide for more details.

New License

Exam Prep | $179 – $549

Exam | $122

Application | $311+

Fingerprints | $49+

California Adjuster License Guide

Exam Prep Course

Renewal

CE | 24 hours

Renewal | $311+

NIPR – Renew

Colorado

Resident

Colorado is a non-licensing state.

Residents of Colorado who need an adjuster license need a Designated Home State license. We recommend Florida’s 70-20 license as our #1 DHS license.

Florida 70-20 DHS Adjuster License

Non-Resident

Non-residents do not need an adjuster license to adjust claims in Colorado.

Connecticut

Resident

New License

Exam Prep | $179 – $549

Exam | $70

Application | $130

Connecticut Adjuster License Guide

Exam Prep Course

Renewal

CE | No CE requirement

Renewal | $80

Connecticut Adjuster Renewal Guide

NIPR – Renew

Non-Resident

New License

Application | $130

NIPR – Application

Renewal

CE | No CE requirement

Renewal | $80

NIPR – Renew

Delaware

Resident

New License

Exam Prep | $139 – $549

Exam | $90

Application | $100

Delaware Adjuster License Guide

Exam Prep Course

Renewal

CE | 12 hours

Renewal | $100

Delaware Adjuster Renewal Guide

NIPR – Renew

Non-Resident

New License

Application | $100

NIPR – Application

Renewal

CE | Follow your home state

Renewal | $100

NIPR – Renew

Florida

Resident

New License 6-20

Pre-License Course + Exam | $299 – $699

Application | $55

Fingerprints | $51

License Appointment | $60

Florida Adjuster License Guide

Pre-License Course + Exam

Renewal

CE | 24 hours

Renewal | $60 per appointment

Florida Adjuster Renewal Guide

Non-Resident 7-20

New License

Application | $55

MyProfile – Application

Renewal

CE | Follow your home state

Renewal | $60 per appointment

Florida DHS

Note: Florida is a popular state for designated home state licensing. If you live in a non-licensing state, you’ll need a DHS license in order to apply for any non-resident licenses (important for independent adjusters).

Designated Home State 70-20

New License

Pre-License Course + Exam | $299 – $699

Application | $55

Fingerprints | $51

License Appointment | $60

Florida DHS Adjuster License

Pre-License Course + Exam

Renewal

CE | 24 hours

Renewal | $60 per appointment

Florida Adjuster Renewal Guide

Georgia

Resident

New License

Pre-License Course | $199 – $599

Exam | $63

Application | $120

Fingerprints | $53

Georgia Adjuster License Guide

Pre-License Course

Renewal

CE | 24 hours

Renewal | $100

Georgia Adjuster Renewal Guide

NIPR – Renew

Non-Resident

New License

Application | $100

NIPR – Application

Renewal

CE | Follow your home state

Renewal | $100

NIPR – Renew

Hawaii

Resident

New License

Exam Prep Course | $179 – $549

Exam | $75

Application | $165

Fingerprints | $59

Hawaii Adjuster License Guide

Exam Prep Course

Renewal

CE | No CE requirement

Renewal | $90

Hawaii Adjuster Renewal Guide

NIPR – Renew

Non-Resident

Note: Hawaii doesn’t reciprocate with other states. Non-Hawaii residents follow a similar license procedure as residents. Read our Hawaii Adjuster License guide for more details.

New License

Exam Prep Course | $179 – $549

Exam | $75

Application | $165

Fingerprints | $59

Hawaii Adjuster License Guide

Exam Prep Course

Renewal

CE | No CE Requirement

Renewal | $90

NIPR – Renew

Idaho

Resident

New License

Exam Prep | $179 – $549

Exam | $65

Application | $80

Fingerprints | $62

Idaho Adjuster License Guide

Exam Prep Course

Renewal

CE | 24 hours

Renewal | $60

Idaho Adjuster Renewal Guide

NIPR – Renew

Non-Resident

New License

Application | $800

NIPR – Application

Renewal

CE | Follow your home state

Renewal | $60

NIPR – Renew

Illinois

Resident

Illinois is a non-licensing state.

Residents of Illinois who need an adjuster license need a Designated Home State license. We recommend Florida’s 70-20 license as our #1 DHS license.

Florida 70-20 DHS Adjuster License

Non-Resident

Non-residents do not need an adjuster license to adjust claims in Illinois.

Indiana

Resident

New License

Pre-License Course | $199 – $599

Exam | $69

Application | $40

Indiana Adjuster License Guide

Pre-License Course

Renewal

CE | 24 hours

Renewal | $40

Indiana Adjuster Renewal Guide

Sircon – Renew

Non-Resident

New License

Application | Retaliatory fee (varies by state)

Retaliatory Fee Schedule

Sircon – Application

Renewal

CE | Follow your home state

Renewal | Retaliatory fee (varies by state)

Retaliatory Fee Schedule

Sircon – Renew

Iowa

Resident

Iowa is a non-licensing state.

Residents of Iowa who need an adjuster license need a Designated Home State license. We recommend Florida’s 70-20 license as our #1 DHS license.

Florida 70-20 DHS Adjuster License

Non-Resident

Non-residents do not need an adjuster license to adjust claims in Iowa.

Kansas

Resident

Kansas is a non-licensing state.

Residents of Kansas who need an adjuster license need a Designated Home State license. We recommend Florida’s 70-20 license as our #1 DHS license.

Florida 70-20 DHS Adjuster License

Non-Resident

Non-residents do not need an adjuster license to adjust claims in Kansas.

Kentucky

Resident

New License

Exam Prep | $179 – $549

Application | $50

Exam | $50

Background Check | $27

Kentucky Adjuster License Guide

Exam Prep Course

Renewal

CE | 24 hours

Renewal | $50

Kentucky Adjuster Renewal Guide

NIPR – Renew

Non-Resident

New License

Application | $50

NIPR – Application

Renewal

CE | Follow your home state

Renewal | $50

NIPR – Renew

Louisiana

Resident

New License

Exam Prep | $179 – $549

Exam | $15

Fingerprints | $40

Application | $55

Louisiana Adjuster License Guide

Exam Prep Course

Renewal

CE | 24 hours

Renewal | $50

Louisiana Adjuster Renewal Guide

NIPR – Renew

Non-Resident

New License

Application | $55

NIPR – Application

Renewal

CE | Follow your home state

Renewal | $50

NIPR – Renew

Maine

Resident

New License

Exam Prep | $179 – $549

Exam | $55

Application | $45

Maine Adjuster License Guide

Exam Prep Course

Renewal

CE | No CE requirement

Renewal | $30

Maine Adjuster Renewal Guide

NIPR – Renew

Non-Resident

New License

Application | $75

NIPR – Application

Renewal

CE | No CE requirement

Renewal | $60

NIPR – Renew

Maryland

Resident

Maryland is a non-licensing state.

Residents of Maryland who need an adjuster license need a Designated Home State license. We recommend Florida’s 70-20 license as our #1 DHS license.

Florida 70-20 DHS Adjuster License

Non-Resident

Non-residents do not need an adjuster license to adjust claims in Maryland.

Massachusetts

Resident

Massachusetts is a non-licensing state.

Residents of Massachusetts who need an adjuster license need a Designated Home State license. We recommend Florida’s 70-20 license as our #1 DHS license.

Florida 70-20 DHS Adjuster License

Non-Resident

Non-residents do not need an adjuster license to adjust claims in Massachusetts.

Michigan

Resident

New License

Exam Prep | $179 – $549

Exam | $41

Application | $15

Michigan Adjuster License Guide

Exam Prep Course

Renewal

CE | No CE requirement

Renewal | $5

Michigan Adjuster Renewal Guide

DIFS Online – Renew

Non-Resident

New License

Application | $15

NIPR – Application

Renewal

CE | No CE requirement

Renewal | $5

DIFS Online – Renew

Minnesota

Resident

New License

Exam Prep | $179 – $549

Exam | $25

Application | $60

Fingerprints | $34 – $65

Minnesota Adjuster License Guide

Exam Prep Course

Renewal

CE | 24 hours

Renewal | $60

Minnesota Adjuster Renewal Guide

NIPR – Renew

Non-Resident

New License

Application | $60

NIPR – Application

Renewal

CE | Follow your home state

Renewal | $60

NIPR – Renew

Mississippi

Resident

New License

Pre-License Course | $199 – $599

Exam | $52

Application | $100

Mississippi Adjuster License Guide

Pre-License Course

Renewal

CE | 24 hours

Renewal | $100

Mississippi Adjuster Renewal Guide

NIPR – Renew

Non-Resident

New License

Application | $100

NIPR – Application

Renewal

CE | Follow your home state

Renewal | $100

NIPR – Renew

Missouri

Resident

Missouri is a non-licensing state.

Residents of Missouri who need an adjuster license need a Designated Home State license. We recommend Florida’s 70-20 license as our #1 DHS license.

Florida 70-20 DHS Adjuster License

Non-Resident

Non-residents do not need an adjuster license to adjust claims in Missouri.

Montana

Resident

New License

Exam Prep Course | $179 – $549

Exam | $59

Application | $50

Fingerprints | $30

Montana Adjuster License Guide

Exam Prep Course

Renewal

CE | 24 hours

Renewal | $100

Montana Adjuster Renewal Guide

NIPR – Renew

Non-Resident

New License

Application | $50

NIPR – Application

Renewal

CE | Follow your home state

Renewal | $100

NIPR – Renew

Nebraska

Resident

Nebraska is a non-licensing state.

Residents of Nebraska who need an adjuster license need a Designated Home State license. We recommend Florida’s 70-20 license as our #1 DHS license.

Florida 70-20 DHS Adjuster License

Non-Resident

Non-residents do not need an adjuster license to adjust claims in Nebraska.

Nevada

Resident

New License

Exam Prep Course | $179 – $549

Exam | $39

Application | $185

Fingerprints | $40+

Nevada Adjuster License Guide

Exam Prep Course

Renewal

CE | 24 hours

Renewal | $185

Nevada Adjuster Renewal Guide

Sircon – Renew

Non-Resident

New License

Application | $185

Sircon – Application

Renewal

CE | Follow your home state

Renewal | $185

Sircon – Renew

New Hampshire

Resident

New License

Exam Prep Course | $179 – $549

Exam | $65

Application | $75

New Hampshire Adjuster License Guide

Exam Prep Course

Non-Resident

New License

Application | $75

NIPR – Application

Renewal

CE | Follow your home state

Renewal | $75

NIPR – Renew

New Mexico

Resident

New License

Exam Prep Course | $179 – $549

Exam | $75

Application | $30

Fingerprints | $59

New Mexico Adjuster License Guide

Exam Prep Course

Renewal

CE | 24 hours

Renewal | $60

New Mexico Adjuster Renewal Guide

NIPR – Renew

Non-Resident

New License

Application | $30

NIPR – Application

Renewal

CE | Follow your home state

Renewal | $60

NIPR – Renew

New York

Resident

New License

Exam Prep Course | $199 – $599

Exam | $50

Application | $110

Fingerprints | $40+

New York Adjuster License Guide

Exam Prep Course

Renewal

CE | No CE requirement

Renewal | $50

New York Adjuster Renewal Guide

DFS Portal – Renew

Non-Resident

Note: New York doesn’t reciprocate with other states. Non-New York residents follow a similar license procedure as residents. Read our New York Adjuster License guide for more details.

New License

Exam Prep Course | $199 – $599

Exam | $50

Application | $110

Fingerprints | $40+

New York Adjuster License Guide

Exam Prep Course

Renewal

CE | No CE requirement

Renewal | $50

DFS Portal – Renew

North Carolina

Resident

New License

Exam Prep Course | $179 – $549

Application | $119 – $244

Fingerprints | $38

Exam | $45 x line(s)

North Carolina Adjuster License Guide

Exam Prep Course

Renewal

CE | 24 hours

Adjuster Renewal | $109

Hail Renewal | $54

North Carolina Adjuster Renewal Guide

NIPR – Renew

Non-Resident

New License

Application | $114 – $169

NIPR – Application

Renewal

CE | Follow your home state

Adjuster Renewal | $109

Hail Renewal | $54

NIPR – Renew

North Dakota

Resident

North Dakota is a non-licensing state.

Residents of North Dakota who need an adjuster license need a Designated Home State license. We recommend Florida’s 70-20 license as our #1 DHS license.

Florida 70-20 DHS Adjuster License

Non-Resident

Non-residents do not need an adjuster license to adjust claims in North Dakota.

Ohio

Resident

Ohio is a non-licensing state.

Residents of Ohio who need an adjuster license need a Designated Home State license. We recommend Florida’s 70-20 license as our #1 DHS license.

Florida 70-20 DHS Adjuster License

Non-Resident

Non-residents do not need an adjuster license to adjust claims in Ohio.

Oklahoma

Resident

New License

Exam Prep Course | $179 – $549

Exam | $20

Application | $30

Oklahoma Adjuster License Guide

Exam Prep Course

Renewal

CE | 24 hours

Renewal | $30

Oklahoma Adjuster Renewal Guide

NIPR – Renew

Non-Resident

Note: Oklahoma does not allow the designation of a home state that does not have a CE requirement.

New License

Application | $30

NIPR – Application

Renewal

CE | Follow your home state

Renewal | $30

NIPR – Renew

Oregon

Resident

New License

Exam Prep Course | $179 – $549

Exam | $56

Fingerprints | $62

Application | $75

Oregon Adjuster License Guide

Exam Prep Course

Renewal

CE | 24 hours

Renewal | $45

Oregon Adjuster Renewal Guide

NIPR – Renew

Non-Resident

New License

Application | $75

NIPR – Application

Renewal

CE | Follow your home state

Renewal | $45

NIPR – Renew

Pennsylvania

Resident

Pennsylvania is a non-licensing state.

Residents of Pennsylvania who need an adjuster license need a Designated Home State license. We recommend Florida’s 70-20 license as our #1 DHS license.

Florida 70-20 DHS Adjuster License

Non-Resident

Non-residents do not need an adjuster license to adjust claims in Pennsylvania.

Rhode Island

Resident

New License

Exam Prep Course | $179 – $549

Exam | $50

Application | $250

Fingerprints | $5

Rhode Island Adjuster License Guide

Exam Prep Course

Renewal

CE | 24 hours

Renewal | $250

Rhode Island Adjuster Renewal Guide

NIPR – Renew

Non-Resident

New License

Application | $250

NIPR – Application

Renewal

CE | Follow your home state

Renewal | $250

NIPR – Renew

South Carolina

Resident

New License

Exam Prep Course | $179 – $549

Exam | $59

Application | $80

Fingerprints | $25

South Carolina Adjuster License Guide

Exam Prep Course

Renewal

CE | No CE requirement

Renewal | $80

South Carolina Adjuster Renewal Guide

NIPR – Renew

Non-Resident

New License

Application | Retaliatory Fee (varies by state)

Retaliatory Fee Schedule

NIPR – Application

Renewal

CE | No CE requirement

Renewal | Retaliatory fee (varies by state)

Retaliatory Fee Schedule

NIPR – Renew

South Dakota

Resident

South Dakota is a non-licensing state.

Residents of South Dakota who need an adjuster license need a Designated Home State license. We recommend Florida’s 70-20 license as our #1 DHS license.

Florida 70-20 DHS Adjuster License

Non-Resident

Non-residents do not need an adjuster license to adjust claims in South Dakota.

Tennessee

Resident

Tennessee is a non-licensing state.

Residents of Tennessee who need an adjuster license need a Designated Home State license. We recommend Florida’s 70-20 license as our #1 DHS license.

Florida 70-20 DHS Adjuster License

Non-Resident

Non-residents do not need an adjuster license to adjust claims in Tennessee.

Texas

Resident

New License

Pre-Licensing Course + Exam | $279 – $649

Initial Application | $0

Fingerprints | $42+

Application | $50

Texas Adjuster License Guide

Pre-Licensing Course + Exam

Renewal

CE | 24 hours

Renewal | $50

Texas Adjuster Renewal Guide

Sircon – Renew

Non-Resident

New License

Application | $50

Sircon – Application

Renewal

CE | 24 hours

Renewal | $50

Sircon – Renew

Texas DHS

Note: Texas is a popular state for designated home state licensing. If you live in a non-licensing state, you’ll need a DHS license in order to apply for any non-resident licenses (important for independent adjusters).

Designated Home State License

New License

Pre-Licensing Course + Exam | $279 – $649

Initial Application | $0

Fingerprints | $42+

Application | $50

Texas Adjuster License Guide

Pre-Licensing Course + Exam

Renewal

CE | 24 hours

Renewal | $50

Texas Adjuster Renewal Guide

Sircon – Renew

Utah

Resident

New License

Exam Prep Course | $179 – $549

Exam | $32

Application | $75

Fingerprints | $29

Utah Adjuster License Guide

Exam Prep Course

Renewal

CE | 24 hours

Renewal | $75

Utah Adjuster Renewal Guide

NIPR – Renew

Non-Resident

New License

Application | $75

NIPR – Application

Renewal

CE | Follow your home state

Renewal | $75

NIPR – Renew

Vermont

Resident

Note: Vermont has an additional experience requirement before licensing. Read our Vermont Adjuster Licensing Guide for more information.

New License

Exam Prep Course | $179 – $549

Exam | $65

Application | $150

Vermont Adjuster License Guide

Exam Prep Course

Renewal

CE | No CE requirement

Renewal | $120

Vermont Adjuster Renewal Guide

NIPR – Renew

Non-Resident

New License

Application | Retaliatory fee (varies by state)

Retaliatory Fee Schedule

NIPR – Application

Renewal

CE | No CE requirement

Renewal | Retaliatory fee (varies by state)

Retaliatory Fee Schedule

NIPR – Renew

Virginia

Resident

Virginia is a non-licensing state.

Residents of Virginia who need an adjuster license need a Designated Home State license. We recommend Florida’s 70-20 license as our #1 DHS license.

Florida 70-20 DHS Adjuster License

Non-Resident

Non-residents do not need an adjuster license to adjust claims in Virginia.

Washington

Resident

Note: Washington has an additional experience requirement before licensing. Read our Washington Adjuster Licensing Guide for more information.

New License

Exam Prep Course | $179 – $549

Exam | $35

Application | $55

Fingerprints | $50

Washington Adjuster License Guide

Exam Prep Course

Non-Resident

New License

Application | $55

OIC Online Services – Application

Renewal

CE | Follow your home state

Renewal | $50

OIC Online Services – Renew

Washington DC

Resident

Washington DC is a non-licensing district.

Residents of Washington DC who need an adjuster license need a Designated Home State license. We recommend Florida’s 70-20 license as our #1 DHS license.

Florida 70-20 DHS Adjuster License

Non-Resident

Non-residents do not need an adjuster license to adjust claims in Washington DC.

West Virginia

Resident

New License

Exam Prep Course | $179 – $549

Exam | $86

Application | $50

Fingerprints | $40+

West Virginia Adjuster License Guide

Exam Prep Course

Non-Resident

New License

Application | $50

NIPR – Application

Renewal

CE | Follow your home state

Renewal | $50

NIPR – Renew

Wisconsin

Resident

Wisconsin is a non-licensing state.

Residents of Wisconsin who need an adjuster license need a Designated Home State license. We recommend Florida’s 70-20 license as our #1 DHS license.

Florida 70-20 DHS Adjuster License

Non-Resident

Non-residents do not need an adjuster license to adjust claims in Wisconsin.

Wyoming

Resident

New License

Exam Prep Course | $179 – $549

Exam | $96

Application | $100

Wyoming Adjuster License Guide

Exam Prep Course

Renewal

CE | 24 hours

Renewal | $100

Wyoming Adjuster Renewal Guide

Sircon – Renew

Non-Resident

New License

Application | $100

Sircon – Application

Renewal

CE | Follow your home state

Renewal | $100

Sircon – Renew