This page lays out the insurance adjuster license requirements by state, including fees and costs, exams, and renewals. We’ve included information for both resident and non-resident licensing.
Check out our review of the Best Adjuster License Courses of 2026!
Select a State
Alabama
Resident
New License
Exam Prep | $139+
Exam | $75
Application | $110
Fingerprints | $50
Non-Resident
Alaska
Resident
New License
Exam Prep | $139+
Exam | $89
Application | $75
Fingerprints | $35
Non-Resident
Note: The Alaska Division of Insurance does not recognize DHS state licensure. Read our Alaska Adjuster License guide for more details.
Arizona
Resident
Non-Resident
Arkansas
Resident
New License
Pre-License Education| $379+
Application | $55
Fingerprints | $24
Non-Resident
California
Resident
Note: California has specific, non-standard license requirements. Read our California Adjuster License guide for more details.
New License
Exam Prep | $139+
Exam | $122
Application | $311+
Fingerprints | $49+
Non-Resident
Note: California doesn’t reciprocate with other states. Non-California residents follow a similar license procedure as residents. Read our California Adjuster License guide for more details.
New License
Exam Prep | $139+
Exam | $122
Application | $311+
Fingerprints | $49+
Colorado
Resident
Colorado is a non-licensing state.
Residents of Colorado who need an adjuster license need a Designated Home State license. We recommend Florida’s 70-20 license as our #1 DHS license.
Florida 70-20 DHS Adjuster License
Non-Resident
Non-residents do not need an adjuster license to adjust claims in Colorado.
Connecticut
Resident
Non-Resident
Delaware
Resident
Non-Resident
Florida
Resident
New License 6-20
Pre-License Course + Exam | $299+
Application | $55
Fingerprints | $51
License Appointment | $60
Non-Resident 7-20
Renewal
CE | Follow your home state
Renewal | $60 per appointment
Florida – Designated Home State
Note: Florida is a popular state for designated home state licensing. If you live in a non-licensing state, you’ll need a DHS license in order to apply for any non-resident licenses (important for independent adjusters).
Designated Home State 70-20
New License
Pre-License Course + Exam | $299+
Application | $55
Fingerprints | $51
License Appointment | $60
Georgia
Resident
New License
Pre-License Course | $199+
Exam | $63
Application | $120
Fingerprints | $53
Non-Resident
Hawaii
Resident
New License
Exam Prep Course | $139+
Exam | $75
Application | $165
Fingerprints | $59
Non-Resident
Note: Hawaii doesn’t reciprocate with other states. Non-Hawaii residents follow a similar license procedure as residents. Read our Hawaii Adjuster License guide for more details.
New License
Exam Prep Course | $139+
Exam | $75
Application | $165
Fingerprints | $59
Idaho
Resident
New License
Exam Prep | $139+
Exam | $65
Application | $80
Fingerprints | $62
Non-Resident
Illinois
Resident
Illinois is a non-licensing state.
Residents of Illinois who need an adjuster license need a Designated Home State license. We recommend Florida’s 70-20 license as our #1 DHS license.
Florida 70-20 DHS Adjuster License
Non-Resident
Non-residents do not need an adjuster license to adjust claims in Illinois.
Indiana
Resident
Non-Resident
New License
Application | Retaliatory fee (varies by state)
Renewal
CE | Follow your home state
Renewal | Retaliatory fee (varies by state)
Iowa
Resident
New License
Pre-License Course | $139+
Exam | $44
Application | $40
Non-Resident
Kansas
Resident
Kansas is a non-licensing state.
Residents of Kansas who need an adjuster license need a Designated Home State license. We recommend Florida’s 70-20 license as our #1 DHS license.
Florida 70-20 DHS Adjuster License
Non-Resident
Non-residents do not need an adjuster license to adjust claims in Kansas.
Kentucky
Resident
New License
Exam Prep | $139+
Application | $50
Exam | $50
Background Check | $27
Non-Resident
Louisiana
Resident
New License
Exam Prep | $139+
Exam | $15
Fingerprints | $40
Application | $55
Non-Resident
Maine
Resident
Non-Resident
Maryland
Resident
Maryland is a non-licensing state.
Residents of Maryland who need an adjuster license need a Designated Home State license. We recommend Florida’s 70-20 license as our #1 DHS license.
Florida 70-20 DHS Adjuster License
Non-Resident
Non-residents do not need an adjuster license to adjust claims in Maryland.
Massachusetts
Resident
Massachusetts is a non-licensing state.
Residents of Massachusetts who need an adjuster license need a Designated Home State license. We recommend Florida’s 70-20 license as our #1 DHS license.
Florida 70-20 DHS Adjuster License
Non-Resident
Non-residents do not need an adjuster license to adjust claims in Massachusetts.
Michigan
Resident
Non-Resident
Minnesota
Resident
New License
Exam Prep | $139+
Exam | $25
Application | $60
Fingerprints | $34 – $65
Non-Resident
Mississippi
Resident
Non-Resident
Missouri
Resident
Missouri is a non-licensing state.
Residents of Missouri who need an adjuster license need a Designated Home State license. We recommend Florida’s 70-20 license as our #1 DHS license.
Florida 70-20 DHS Adjuster License
Non-Resident
Non-residents do not need an adjuster license to adjust claims in Missouri.
Montana
Resident
New License
Exam Prep Course | $139+
Exam | $59
Application | $50
Fingerprints | $30
Non-Resident
Nebraska
Resident
Nebraska is a non-licensing state.
Residents of Nebraska who need an adjuster license need a Designated Home State license. We recommend Florida’s 70-20 license as our #1 DHS license.
Florida 70-20 DHS Adjuster License
Non-Resident
Non-residents do not need an adjuster license to adjust claims in Nebraska.
Nevada
Resident
New License
Exam Prep Course | $139+
Exam | $39
Application | $185
Fingerprints | $40+
Non-Resident
New Hampshire
Resident
Non-Resident
New Jersey
Resident
New Jersey is a non-licensing state.
Residents of New Jersey who need an adjuster license need a Designated Home State license. We recommend Florida’s 70-20 license as our #1 DHS license.
Florida 70-20 DHS Adjuster License
Non-Resident
Non-residents do not need an adjuster license to adjust claims in New Jersey.
New Mexico
Resident
New License
Exam Prep Course | $139+
Exam | $75
Application | $30
Fingerprints | $59
Non-Resident
New York
Resident
New License
Exam Prep Course | $139+
Exam | $50
Application | $110
Fingerprints | $40+
Non-Resident
Note: New York doesn’t reciprocate with other states. Non-New York residents follow a similar license procedure as residents. Read our New York Adjuster License guide for more details.
New License
Exam Prep Course | $139+
Exam | $50
Application | $110
Fingerprints | $40+
North Carolina
Resident
New License
Exam Prep Course | $139+
Application | $119 – $244
Fingerprints | $38
Exam | $45 x line(s)
Non-Resident
North Dakota
Resident
North Dakota is a non-licensing state.
Residents of North Dakota who need an adjuster license need a Designated Home State license. We recommend Florida’s 70-20 license as our #1 DHS license.
Florida 70-20 DHS Adjuster License
Non-Resident
Non-residents do not need an adjuster license to adjust claims in North Dakota.
Ohio
Resident
Ohio is a non-licensing state.
Residents of Ohio who need an adjuster license need a Designated Home State license. We recommend Florida’s 70-20 license as our #1 DHS license.
Florida 70-20 DHS Adjuster License
Non-Resident
Non-residents do not need an adjuster license to adjust claims in Ohio.
Oklahoma
Resident
Non-Resident
Note: Oklahoma does not allow the designation of a home state that does not have a CE requirement.
Oregon
Resident
New License
Exam Prep Course | $139+
Exam | $56
Fingerprints | $62
Application | $75
Non-Resident
Pennsylvania
Resident
Pennsylvania is a non-licensing state.
Residents of Pennsylvania who need an adjuster license need a Designated Home State license. We recommend Florida’s 70-20 license as our #1 DHS license.
Florida 70-20 DHS Adjuster License
Non-Resident
Non-residents do not need an adjuster license to adjust claims in Pennsylvania.
Rhode Island
Resident
New License
Exam Prep Course | $139
Exam | $50
Application | $250
Fingerprints | $5
Non-Resident
South Carolina
Resident
New License
Exam Prep Course | $139+
Exam | $59
Application | $80
Fingerprints | $25
Non-Resident
New License
Application | Retaliatory Fee (varies by state)
Renewal
CE | No CE requirement
Renewal | Retaliatory fee (varies by state)
South Dakota
Resident
South Dakota is a non-licensing state.
Residents of South Dakota who need an adjuster license need a Designated Home State license. We recommend Florida’s 70-20 license as our #1 DHS license.
Florida 70-20 DHS Adjuster License
Non-Resident
Non-residents do not need an adjuster license to adjust claims in South Dakota.
Tennessee
Resident
Tennessee is a non-licensing state.
Residents of Tennessee who need an adjuster license need a Designated Home State license. We recommend Florida’s 70-20 license as our #1 DHS license.
Florida 70-20 DHS Adjuster License
Non-Resident
Non-residents do not need an adjuster license to adjust claims in Tennessee.
Texas
Resident
New License
Pre-Licensing Course | $139+
Initial Application | $0
Fingerprints | $42+
Application | $50
Non-Resident
Texas Designated Home State
Note: Texas is a popular state for designated home state licensing. If you live in a non-licensing state, you’ll need a DHS license in order to apply for any non-resident licenses (important for independent adjusters).
Designated Home State License
New License
Pre-Licensing Course + Exam | $139+
Initial Application | $0
Fingerprints | $42+
Application | $50
Utah
Resident
New License
Exam Prep Course | $139+
Exam | $32
Application | $75
Fingerprints | $29
Non-Resident
Vermont
Resident
Note: Vermont has an additional experience requirement before licensing. Read our Vermont Adjuster Licensing Guide for more information.
Non-Resident
New License
Application | Retaliatory fee (varies by state)
Renewal
CE | No CE requirement
Renewal | Retaliatory fee (varies by state)
Virginia
Resident
Virginia is a non-licensing state.
Residents of Virginia who need an adjuster license need a Designated Home State license. We recommend Florida’s 70-20 license as our #1 DHS license.
Florida 70-20 DHS Adjuster License
Non-Resident
Non-residents do not need an adjuster license to adjust claims in Virginia.
Washington
Resident
Note: Washington has an additional experience requirement before licensing. Read our Washington Adjuster Licensing Guide for more information.
New License
Exam Prep Course | $139+
Exam | $35
Application | $55
Fingerprints | $50
Non-Resident
Washington DC
Resident
Washington DC is a non-licensing district.
Residents of Washington DC who need an adjuster license need a Designated Home State license. We recommend Florida’s 70-20 license as our #1 DHS license.
Florida 70-20 DHS Adjuster License
Non-Resident
Non-residents do not need an adjuster license to adjust claims in Washington DC.
West Virginia
Resident
New License
Exam Prep Course | $139+
Exam | $86
Application | $50
Fingerprints | $40+
Non-Resident
Wisconsin
Resident
Wisconsin is a non-licensing state.
Residents of Wisconsin who need an adjuster license need a Designated Home State license. We recommend Florida’s 70-20 license as our #1 DHS license.
Florida 70-20 DHS Adjuster License
Non-Resident
Non-residents do not need an adjuster license to adjust claims in Wisconsin.
