Kansas Property and Casualty License (2026)

Getting your property and casualty license in Kansas doesn’t have to be difficult.

State websites aren’t very good at making things simple. So we’ve laid out the entire process, step-by-step – with helpful recommendations, to make your life easier.

Be sure to bookmark this page (Ctrl+D) to reference it through your licensing process.

Kansas Property and Casualty License Requirements

Before you begin the licensing process, make sure you meet all state requirements.

The Kansas Insurance Department requires all P&C license candidates to:

• Be at least 18 years old
• Be a resident of Kansas (non-residents need a different license type)
• Pass a background check

How to Get a Kansas Property and Casualty License

Step 1: Kansas Insurance Exam Prep Course

The first step to getting your Kansas P&C license is to take an insurance exam prep course.

This course is designed specifically to give you the required knowledge to pass the Kansas P&C Insurance License Exam.

Several companies provide pre-license courses, often offering a variety of course types to choose from. Some different course types include:

• Standard, online self-paced video courses
• Live online courses following a specific schedule
• In-person courses following a specific schedule (less common)

You’ll also see optional features like flashcards, practice exams, money-back guarantees, cram sheets, etc…

Prices for P&C exam prep courses normally range between $140 – $400, depending on the type and features offered.

Most people choose the live online insurance course, but if you’re highly motivated and a great test-taker, the self-paced option may work for you.

Understanding how you learn and retain information will help you choose the course that maximizes your chances of passing the exam on your first attempt.

Step 2: DOR Certificate of Tax Clearance

After completing your exam prep course, the next step is to apply for a Certificate of Tax Clearance.

This is a document that verifies you are in compliance with your tax obligations to the state of Kansas.

There is no fee to get this certificate, but if you have any outstanding taxes, you’ll need to settle those before moving forward.

If you’re in compliance, you should receive your certificate by the next business day.

Save this document, as you’ll need to upload it with your license application in the next step.

Apply for your Certificate of Tax Clearance on the Kansas Department of Revenue website.

Step 3: Kansas Insurance License Application

After you’ve submitted your tax clearance, the next step is to submit your Kansas Insurance License Application.

Kansas’s insurance applications are administered through NIPR.

The application fee is $15.

Along with the application fee, you’ll also pay a $60 fingerprint fee, for a total of $75.

Submit your application, using the NIPR Kansas Resident Licensing page.

Step 4: Fingerprinting and Background Check

After submitting your application, the next step is fingerprinting and a background check.

You can have your fingerprints taken at any location that offers Livescan fingerprinting services.

Once you’ve completed your fingerprints, your data will be sent to the licensing department. Submitting your application will trigger the background check to begin – both with the state and the FBI.

The fingerprint fee is $60 – paid along with your application fee in the previous step. Depending on the vendor, there may be additional fees associated with the service.

1. Schedule your fingerprinting appointment at any of the locations listed on the Kansas Fingerprint page.
2. After your appointment, submit your Fingerprint Waiver Form on the Insurance Department website.

Kansas Insurance License Background Checks

Background checks are conducted to protect consumers from fraud and dishonest practices. They primarily look for felony convictions, financial crimes like theft or fraud, and any previous insurance license suspensions or revocations.

Minor offenses or misdemeanors usually won’t stop you from getting a license, but failing to disclose them on your application can result in denial.

If you think you may have an issue with passing the background check, we recommend contacting the Kansas Insurance Department before starting your licensing journey.

Step 5: Kansas P&C Insurance License Exam

After you’ve completed fingerprinting appointment, the next step is to take the Kansas P&C Insurance License Exam.

Since property and casualty are technically two separate lines, there are two separate exams. One for the Property Insurance line, and one for the Casualty Insurance line.

Kansas also offers a combo exam covering both Property and Casualty. This option makes for a longer test, but saves both time and money compared to the two individual exams.

To pass any of the exams, you’ll need to answer at least 70% of the questions correctly.

Pearson VUE handles all insurance licensing examinations for the Kansas Insurance Department.

Test-takers should review the Kansas Insurance Licensing Candidate Handbook for important testing guidelines and procedures.

Register for your exam on the Pearson Vue – Kansas Insurance page.

Is the Kansas P&C exam hard?

Property and Casualty insurance exams are intentionally tough, with nationwide first-time pass rates around 50-70%.

Through the years, we’ve spoken to many test-takers, and we’ve personally taken several insurance exams. Based on this experience, we believe low pass can be blamed on lack of preparation.

Whether or not you’re a “good test-taker”, competence breeds confidence. This means if you know the material, you’ll do fine on the exam.

If you take your exam prep course seriously and spend the proper time to understand the terms and concepts, passing on your first try is absolutely achievable.

Application Processing

Once you’ve passed your exams, the licensing department will process your application.

If you’ve done everything correctly and nothing comes up on your background check, this process should only take a few days. Keep an eye out for an email with your approval and new license number!

If the state needs further information from you regarding your background check, be sure to respond promptly to any requests or correspondence.

After Getting Your P&C License

Getting your P&C license is an excellent first step – especially if you’re just starting your career in insurance!

Once you’ve accomplished that, these are the most common next steps newly licensed insurance producers take.

Get an Insurance Job

Once you’ve gotten your license, you’re now eligible to sell insurance! This means you can put the license to work and start making all those commissions you’ve been dreaming about.

The best place to find open positions near you is StateRequirement Jobs. This is an insurance-focused job board that’s 100% free for job seekers.

Get Your Life and Health License

Adding a Kansas Life and Health license dramatically increases your value to insurance agencies and makes you more attractive as a job candidate. 

Most agency owners prefer to hire producers who can handle both P&C and Life/Health lines because it allows them to serve clients more completely. When you’re competing for jobs against other new agents, having both licenses gives you a significant advantage.

Get Licenses in Multiple States

Having an insurance license in other states is another way to improve your value as an insurance agent – especially if your agency already works with clients in multiple states.

Each state has its own licensing requirements, but many states offer reciprocity with Kansas, meaning you can get that state’s license only by applying and paying a fee – no additional exam required.

The investment in additional state licenses often pays for itself through expanded business opportunities.

Get an Insurance Certification

Beyond just having your license, certifications show clients and employers that you’ve developed deep expertise in specific areas of insurance. 

Having a professional certification can lead to higher commissions, better job opportunities, and increased credibility with clients. You’ll also have a deeper product knowledge that helps you serve customers more effectively.

The most popular certifications for new P&C agents are:

• Certified Insurance Counselor (CIC) – A comprehensive program covering all major areas of insurance and risk management.
• Chartered Property Casualty Underwriter (CPCU) – The highest level of insurance certification, focused on property and casualty insurance expertise.
• Certified Professional Insurance Agent (CPIA) – A practical certification that focuses on sales and client service skills.

Most certifications require coursework, passing an exam, and paying a fee, but the investment in your professional development often leads to significant returns through increased business and higher-value clients.

Kansas Insurance License Renewal and Continuing Education

Maintaining your Kansas P&C license requires ongoing education and timely renewal.

Failure to complete your continuing education or renew your license on time will lead to your license being suspended or cancelled. Late renewals and reinstatements come with additional fines and fees – so be sure to keep your license in good standing.

Sources and Links

Kansas P&C License FAQ